Home Loans for NRI Applicants.

1.    Application Form duly Filled and Signed with Two latest Color Photos.

2.    Last 8 Months Bank Statements.

      (i). Local (India) NRE or NRO Bank Account statement, where money is transferred from                         abroad.

       (ii). Applicant's regular Salary credited account or Bank account to which the Salary cheques 

             are deposited.

            (Net banking statement or Banker statement for last 8 months)  

            (As per pay slips the salaries should be match with bank credits)        

3.    Residential Proof in Abroad: For example:- Mobile Bill or Power bill in applicant's name.  

4.    Employer's Appointment / Offer/ Contract letter & with Salary Breakup. 

5.    Salary drawn in the Company Letter head along with Date of Joining and Date of Birth. 

       Duly Notarized By Public Notary. 

6.    Last 6 Months Pay slips.

       Duly Notarized by Public Notary.

7.    Passport & Valid Visa Copies. 

      Duly Notarized By Public Notary.

8.    G.P.A. with signatures on all pages & one photo with signature in LICHFL Format. 

      Duly notarized by Public Notary from Abroad.

9.    G.P.A. with signatures on all pages & one photo with signature in LICHFL Format. 

       Without Notarizing it  (as the same will be notarized in India).

10.    Two N.R.I. Under taking forms in LICHFL Format duly signed.

11.    N.R.I Annexure in LICHFL Format duly signed. 

12.    Last 3 years W2 Forms, Income Tax Returns in Abroad. 

13.    Educational certificates duly signed . 

14.   JPG file  Registration Form (GPA) (For Registration Purpose of your Property)

 For NRI loans, the applicant should pay their loan installments through NRE / NRO Bank account only. If the applicant is not holding any NRE / NRO bank account, they should open the NRE/NRO account as soon as possible with any Bank in India. This is mandatory for NRI clients. 

- The applicant have to Sign (ECS form) and get the acceptance from the banker, for deducting the  loan installment (EMI) from the NRE, NRO bank account in India. The applicant should also submit 8 standby cheques duly signed and crossed in favor of LIC Housing finance Ltd,  without mentioning the date & amount.

In case of any technical problem with the ECS forms, these cheques may be used as standby with your permission.

- The banker will verify your signature and attest (with sign and seal) the ECS form.

- If  the applicant likes to pay the loan installment through cheques, they can provide with 24 cheques duly signed. (NRE, NRO bank account only)

For all these doc's (applications) please mail us  18.lalith@gmail.com

Checklist for local Applicants :

1. Application form duly filled in

2. Last 3 months Pay Slips & Latest CTC

3. Form 16 & ITR

4. Residence Proof

5. ID Proof

6. 6 months Bank Statement

7. Qualification Certificate

8. Offer Letter / Relieving Letter { If Any }

9. 2 passport size photos

10.     Processing Fees Cheque

11. LIC Polices (if any xerox)

12. If Applicant is Self Employed

     - Last 3 Years IT Returns with Saral Forms and Computation of Income Statement, 

       Balance Sheet and P & L A/C statements Signed by C.A.

The applicant should also submit 7 standby cheques duly signed and crossed in favor of LIC Housing finance Ltd,  without mentioning the date & amount. In case of any technical problem with the ECS forms, these cheques may be used as standby with your permission. The banker will verify your signature and attest (with sign and seal) the ECS form.

Home Loans Made Simple.

LIC HOUSING FINANCE LTD.

Quality consideration is of utmost importance when something as priceless as your dream home is 

concerned. "Trust L I C H F L." for the highest quality in all aspects of home finance. It has transformed

millions of lives and now it's your turn.

Home Loans - Purchase of residential Apartments, Duplex / Villas / Independent Houses.

- Loan for NRI's

- Extension to Existing House, Renovation / Purchase of residential Plot allotted by statutory authorities.

BALANCE TRANSFERS + TOP UP LOAN - If you already have a housing loan with another institution at a higher rate of Interest, it can be re-financed & top-up loan is also possible depending on Property Value.

-Low Interest Rate - Up to 30 lacs 8.75%.,

- 30 up to 75 lacs 9.75%

- Totally waiving of .5% mortgage charge in LICHFL.,

- Transparency with no Hidden Costs & No Gimmicks

- Simple Processing Systems, easy approvals

- Service at your door step

- Per lac - Rs.884/- 20 years, Rs.999/- 15years, Rs.1253/- 10years. emi.

LIC HOUSING FINANCE LTD.

A Smile of Satisfaction, Joy of Fulfilment and Peace of Mind. Go for it !  Call Us : + 91 9177 171818